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Way back in May 2020, I wrote a SubscribeStar Saturday piece with some advice for graduates, most of it financial in nature—stay out of debt, start an IRA, save for retirement, etc.

A lot has changed since 2020.  I wrote that post during the early days of The Age of The Virus, back when we were all a bit frightened by what was going on, but already waking up to the tyrannical nature of the government’s response to The Virus.  It was also before rampant inflation and market instability in a structural sense really hit.  Sure, you had the shutdown collapse that March, but with government largesse forthcoming, the markets recovered those losses quickly.

I would still recommend saving and investing, but I would temper my advice in a less materialist direction.  So, here is my some more dubious graduation day wisdom.

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